For DA leaders, the event revealed critical lessons that will shape 2026. Here are five that stood out.
- AI is no longer optional
From main-stage keynotes to breakout sessions, AI dominated. But the consensus was clear: AI is only valuable when fed with structured, reliable data. The winners will be those who act now to make their bordereaux and delegated portfolios AI-ready.
- Embedded insurance is scaling faster than expected
Embedded models are moving beyond travel and retail. Auto, health, and SME commercial lines are seeing new embedded partnerships. For DA, this means preparing for explosive growth in distribution volume and complexity.
- Cyber is now a mainstream portfolio concern
No longer niche, cyber was a recurring theme. Delegated portfolios must evolve underwriting frameworks to account for systemic, cascading risks and invest in resilience.
- Collaboration across ecosystems is key
From brokers to MGAs to carriers, ITC showcased partnerships built on shared data platforms. Delegated authority can’t be managed in silos anymore. Interoperability is the next frontier.
- Resilience is the New Efficiency
The mantra repeated throughout ITC: efficiency is good, but resilience is essential. DA players who build flexibility into their systems, through automation, data clarity, and collaboration, will outperform.
As the Bellagio fountains reminded us outside, the market thrives when complexity is orchestrated with precision.
At VIPR, we’re committed to helping program business insurers turn these ITC lessons into action.
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