Resilience has become the buzzword of 2025, and for good reason. From geopolitical tensions to climate events, shocks are shaking markets. For delegated authority (DA) insurers, resilience isn’t just about surviving volatility. It’s about creating systems that adapt, turning disruption into opportunity, at scale.
Macro shocks, micro impact
Recent years have shown how global events ripple through DA portfolios:
→ Supply chain fragility drove unexpected claims.
→ Cyber events escalated across industries.
→ Climate catastrophes shifted loss ratios overnight.
Each shock highlights the same truth: rigid systems fail. Flexible, data-driven ones bend and adapt.
Resilience = Data + Flexibility
Building resilience in DA comes down to two pillars:
- Reliable, timely data: You can’t respond to shocks you can’t see. Monthly spreadsheets won’t cut it; near real-time data is the new minimum.
- Process flexibility: When a shock hits, you need to pivot, adjusting distribution, recalibrating underwriting, and reallocating capital.
The role of automation
Automation is the unsung hero of resilience. By streamlining bordereaux processing, insurers free up bandwidth to focus on strategy, not manual data entry. Automation ensures:
- Clean, validated data pipelines.
- Faster reconciliation and reporting.
- Regulatory compliance under stress.
Why ITC matters
At ITC Vegas ‘25, resilience will be the backdrop to every conversation. Whether about AI, embedded models, or cyber risk, resilience ties them together. The organisations that can flex under pressure, without breaking, will win.
From efficiency to resilience
For a decade, efficiency was the holy grail. But efficiency without resilience is fragile. Resilience ensures efficiency holds under stress. That’s the new equation DA leaders must adopt.
In Vegas, gamblers take risks they can’t control. In insurance, resilience means controlling the risks you can, and preparing for those you can’t. VIPR helps DA insurers, reinsurers, MGAs and Brokers build resilience with data automation, clarity, and flexibility.
Let’s talk resilience in Vegas.
